Bhartiya Micro Credit, Registered under section 25 of the companies Act 1956. The company is engaged in providing collateral free microfinance service exclusively to rural and semi – urban women of below poverty line household, organized in joint liability self – help groups.


As per our survey and experience in the field of microfinance, we have analyzed that the loan members do not utilize the loan amount appropriately and so their standard of living does not improve. This led us to innovate and we decided to do away with cash disbursement. Now we provide the loan to the member in the form of assets (rickshaw)
Currently, our Branches are operational in the following districts-
i- Sitaur
ii- Mirzapur
iii- Kanpur
iv- Lucknow
v- Varanashi